Foreclosure surplus frequently asked questions
Learn what an initial review can and cannot establish, what information to provide, and what may happen next.
What are foreclosure surplus funds?
A foreclosure sale may sometimes bring in more than the mortgage balance and allowed sale costs. After other valid claims are addressed, money may remain for a former owner or another legally eligible claimant.
Are surplus funds guaranteed?
No. A foreclosure notice, property value, or recorded deed does not prove that money remains. The completed sale, sale expenses, other claims, and current fund holder must be checked.
How can I check a property?
Submit the property address, county, state, approximate foreclosure date, your relationship to the former owner, and a phone number or email address. The submission begins an initial review.
May an heir or estate representative request a review?
Yes. Heirs, personal representatives, executors, administrators, and other authorized people may request an initial review. Additional estate or heirship documents may later be required.
Might I need an attorney?
Possibly. Probate, heirship, contested ownership, bankruptcy, liens, court filings, and other legal issues may require review or representation by a licensed attorney.
Is Claim My Equity a government agency?
No. Claim My Equity is a private company and is not affiliated with a court, county, sheriff, trustee, lender, state agency, or other government office.
Does submitting the form create an attorney-client relationship?
No. A submission is only a request for an initial review. It does not create an attorney-client relationship or provide legal advice.
Does submitting guarantee that Claim My Equity will offer services?
No. Service availability depends on the property’s location, the records, the case details, and whether the matter is one Claim My Equity can assist with.
What information should I provide?
Start with the property address, county and state, approximate sale date, your relationship to the owner, and a phone number or email address.
What should I avoid uploading or sending initially?
Do not send Social Security numbers, bank information, government ID numbers, death certificates, probate documents, or other sensitive records through the public intake form.
How may Claim My Equity contact me?
You choose whether to authorize phone calls, text messages, or email. Each choice is optional and recorded separately. Text-message consent includes the right to reply STOP to opt out.
Where is service currently unavailable?
Service is not currently available in Pennsylvania, Colorado, or Washington, D.C. This is a current business service-area decision.
What happens after I submit?
We review the information provided and available records. If the request appears to warrant additional research, we explain what information may be needed and whether assistance is currently available.
Could there be a deadline?
Possibly. Deadlines and procedures can vary by jurisdiction and case. If you know of a filing deadline, court date, or urgent legal issue, contact a licensed attorney promptly.
How are service terms or fees handled?
Any available service terms or fees depend on the jurisdiction, case, and an approved written agreement. Submitting an initial request does not create a fee obligation.
Can I contact the possible fund holder myself?
Yes. You may contact the trustee, public trustee, clerk, sheriff, court, or other possible fund holder directly and pursue a claim without hiring Claim My Equity.