Evergreen guides for former owners, heirs, researchers, and operations teams. State-specific legal content remains in attorney review.
A mortgage-foreclosure sale can sometimes produce more than the debt, authorized sale costs, and valid priority claims. The remaining balance is often called surplus or excess proc…
Status: Attorney Review
Read guideIn a nonjudicial foreclosure, the recorded notice of sale and trustee deed often identify the trustee or substitute trustee. The county real-property index, foreclosure notice post…
Status: Attorney Review
Read guideA holder may request proof of identity, proof of prior ownership, a tax form, notarized affidavits, entity authority, or estate documents. Requirements depend on the state and the …
Status: Attorney Review
Read guideWhen a former owner is deceased, the possible claim generally becomes an estate or succession matter. A will, probate proceeding, small-estate process, administrator, executor, or …
Status: Attorney Review
Read guideMortgage foreclosure and tax foreclosure are not interchangeable. They can have different holders, filing deadlines, priority rules, assignment restrictions, fee limits, notice req…
Status: Attorney Review
Read guideWhen a trustee or other stakeholder faces competing claims, it may deposit the money into a court registry and ask the court to decide entitlement. This is commonly called interple…
Status: Attorney Review
Read guideWarning signs include guaranteed dollar amounts, pressure to sign immediately, hidden percentages, demands for upfront payment, requests for sensitive documents through unsecured c…
Status: Attorney Review
Read guideA trustee’s deed can help confirm that the foreclosure sale completed. It may identify the borrower, foreclosing lender, trustee, buyer, legal description, recording date, and some…
Status: Attorney Review
Read guideA second mortgage, judgment lien, HOA lien, tax claim, child-support lien, or other recorded interest may be paid before the former owner receives any remainder. The result depends…
Status: Attorney Review
Read guideA claimant may need to connect their current identity to the name on title and prove their ownership percentage or legal succession. Name changes, trusts, entities, divorce, death,…
Status: Attorney Review
Read guideTiming depends on the fund holder, state waiting periods, document completeness, competing claims, bankruptcy, probate, court schedules, and whether an interpleader exists. Clean a…
Status: Attorney Review
Read guideAsk whether the company is a government agency or law firm; who holds the funds; whether you can claim without hiring them; how the fee is calculated; when it is earned; what happe…
Status: Attorney Review
Read guide