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General information — not legal or financial advice

How to Avoid Surplus-Recovery Scams

Warning signs include guaranteed dollar amounts, pressure to sign immediately, hidden percentages, demands for upfront payment, requests for sensitive documents through unsecured c…

Category: Consumer protection · Last reviewed 2026-07-14

What to know

Warning signs include guaranteed dollar amounts, pressure to sign immediately, hidden percentages, demands for upfront payment, requests for sensitive documents through unsecured channels, claims of government affiliation, and refusal to explain the self-help option.

Practical safeguards

Ask for the legal business name, written scope, complete fee schedule, cancellation rights, privacy practices, attorney relationship, and the exact party currently holding the funds.

General information only: This guide is not legal advice and remains subject to attorney review. State laws and holder procedures change.